Saturday, 2 May 2015

Cost of Cruising: Budgeting for a life under sail

Those of you who know me know that I'm a bit, shall we say, retentive about my personal finances.  As It turns out, that's a good thing.  It's allowed me to seriously lay out a plan that makes this journey possible.

When I started considering the possibility of  taking a sabatical, or even retiring early - really early - my first question was what does the lifestyle cost?  How much do boats cost?  How much will I spend on maintenance?  What is a reasonable cost of living in some of those far away places?

Of course, to get answers to these questions I turned to Google.  What I quickly found is cruisers forums and the interweb in general were full of helpful advice. 

"It takes whatever you've got..."

"How much do you have?"

But, with a little digging it is possible to find details; and while every cruiser is different, knowing what others spend, where they spend it and how they prefer to live can allow you to estimate your future needs.

Here are links to those budgets I've found online.  I'll post some of the other tools I use as I get the time.



VesselTypePersonsYearCost/Month
Ariel32' Cat2 Adults, 2 Children09-'10 $          1,716.67
Atom28' Mono2 Adults'98-'04 $             800.00
BeBe53' Mono2 Adults'06-'13 $          5,043.33
Billabong44' Mono2 Adults'04-'07 $          2,678.07
Brio35' Mono2 Adults'11-'13 $          2,751.67
Buckeye38' Cat2 Adults'12 $          3,500.00
Bumfuzzle35' Cat2 Adults'03-'07 $          3,100.77
Bumfuzzle 243' Mono2 Adults 1 Child'12 $          3,332.24
Camille38' Mono2 Adults'12-'13 $          2,221.69
Carina33' Mono2 Adults'03-'10 $          2,000.00
Charbonneau40' Mono2 Adults'99-'07 $          1,825.00
Del Viento40' Mono2 Adults 2 Children'10-'13 $          4,277.73
Dos Libras45' Mono2 Adults'14 $          4,222.83
Duende43' Mono2 Adults'09-'12 $          2,752.50
Elizabeth27' Mono1 Adult'09 $          1,000.00
Elysium42' Mono2 Adults'09-'13 $          3,899.90
Gilana50' Mono2 Adults 1 Child'99-'11 $          1,175.00
Groovy44' Mono2 Adults'12-'13 $          2,000.00
Hello World40' Mono2 Adults'09-'13 $          2,273.00
Hotspur41' Mono2 Adults 2 Children'09-'11 $          2,182.64
Kintala42' Mono2 Adults'14 $          2,200.00
Let It Go38' Cat2 Adults 1 Child'13 $          1,800.00
Livin' the Dream44' Mono2 Adults'06-'11 $          2,757.65
Location47' Mono2 Adults'06-'10 $          1,500.00
Long Passages38' Mono2 Adults'94 $          2,483.33
Luckness37' Mono1 Adult'12 $          2,916.67
NonConformist47' Cat2 Adults 3 Children'11-'12 $          3,761.00
Nor Siglar40' Mono2 Adults'91-'00 $          2,541.08
Ocelot45' Cat2 Adults 2 Children'02-'14 $          3,000.00
Pacific Bliss43' Cat2 Adults'00-'08 $          2,500.00
Perry48' Cat2 Adults 2 Children'13 $          3,296.29
Picaroon40' Mono2 Adults'12 $          2,854.53
Sage38' Mono2 Adults'10-'13 $          1,000.00
Savannah40' Cat2 Adults 1 Child'10-'13 $          2,521.88
Scream45' Mono2 Adults'08-'12 $          2,401.56
Serendipity34' Mono2 Adults'12-'13 $          1,437.17
Serenity30' Mono2 Adults'12-'13 $          1,709.00
Simmer35' Mono2 Adults'99-'03 $          1,101.00
Slapdash34' Cat2 Adults'07-'12 $          2,000.00
Sophia35' Mono2 Adults'12-'13 $          1,884.62
Soulmates40' Mono2 Adults'09-'14 $          3,064.17
Tamure40' Mono2 Adults 2 Children'87-'91 $          1,800.00
Third Day36' Mono2 Adults 2 Children'07-'13 $          1,868.64
Velocir27' Mono2 adults'12 $             920.00
Ventana40' Mono2 Adults'96-'01 $          2,200.00
Viking Star45' Trawler2 Adults'11-'13 $          3,135.00
Wondertime38' Mono2 Adults 2 Children'11-'12 $          2,462.40

2 comments:

  1. This is a seriously great resource list! Although I don't see s/v Maple's intended budget listed... ;)

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  2. Thanks Leah! The list has been really helpful as a gut check for us. Though we can't afford the high end of these budgets...

    You're right - you don't see our intended budget. I'm trying to frame it up in a way that makes sense but doesn't post too much personal financial detail. :) Stay tuned for a future post.

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